oto.cx
gocardless direct debits

gocardless

gocardless direct debits.

track gocardless direct debits: payment list, enriched failures (refusal reason, customer resolved via the mandate), event timeline, creditor accounts.

add to otoauth : api key (per-user)prefix : gocardless_*

setup & usage

⚠ your gocardless api key

read-only — each user sets their own key, your direct debits are visible only to you.

  • from the gocardless dashboard, open developers then create access token
  • choose a read (read-only) token — oto neither cancels nor creates direct debits
  • paste it into your oto connector keys under gocardless
    • ▸ follow sepa direct debits, failures and payouts

    browse your direct debits, their timeline, failure reasons and grouped payouts for reconciliation.

  • gocardless_payments lists direct debits (filter by status, mandate, customer, date)
  • gocardless_failed gives you the enriched rejected direct debits in one call (customer, amount, cause, will_attempt_retry)
  • gocardless_failure_reason gives the reason for the latest failure of a specific payment (PM…)
  • gocardless_payment_party resolves payment → mandate → customer (email, company)
  • gocardless_payouts lists payouts received in the bank (status, currency, reference, dates), amounts in cents
  • gocardless_payout details a payout (PO…) line by line — paid-out payment, failure, fee — to match it against your invoices
    • ⚙ multiple comptes

    this connector accepts multiple comptes: each stored credential becomes a named account (one name per compte), at your level, your team's or your org's.

  • the first one doesn't need a name; from the second on, each one carries its own (the first then takes the name "principal", renamable)
  • without specification, the agent takes the only stored compte, otherwise the one marked as default; otherwise the call is refused, naming the available comptes — never a random choice
  • target a compte for a call: _account="<name>" on the tool; list them: oto_identity(op='list', connector='gocardless') (scope='org' or scope='group' for the org's or team's)
  • set the default: oto_identity(op='set', connector='gocardless', identity_id='<name>'); rename: op='rename' with new_name
  • ⚠️ no tool walks through the comptes on its own: a total across several comptes is obtained by calling each one (_account) and adding up

    • outils

    chargement…

    usage

    claude code — install the oto plugin — claude plugin marketplace add otomata-tech/oto-plugin — mcp + skill configured.
    claude.ai — add mcp.oto.cx/mcp as a custom connector (guide)
    cli — pipx install oto-cli then oto gocardless …
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